Employee Fidicuary Corp


Vanguard Target Retirement 2025 Fund

Fund Basics
Name
Vanguard Target Retirement 2025 Fund
Category
Target-Date 2025
Benchmark
Morningstar Lifetime Allocation Moderate 2025 TR USD
Objective
Asset Allocation
Inception date
10/27/2003
Fund type
Hybrid
Fund family
Vanguard
Fund company web site
www.vanguard.com
Registration company
Vanguard Chester Funds
Investment strategy
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in a mix of Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2025 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.
Performance
  1 Year Return 5 Year Return 10 Year Return Since Inception Return
Fund 6.10 8.77 6.16
Benchmark 5.71 7.41 5.52
Data as of
3/31/2025
Month end price
$18.81
Turnover ratio
7.00

Past performance does not guarantee how the investment option will perform in the future. Your investment in this option could lose money.

Fees And Expenses
  As a percent Per $1,000
Prospectus Net Expense Ratio 0.08% $0.80
Prospectus Gross Expense Ratio 0.08% $0.80
Expense summary
None.
Restrictions
A round trip is defined as a buy and sell that occur within 30 days. Excessive trading violation will result in a trading restriction period of 30 days. Maximum of 1 round trip allowed per 30 days period. Because excessive transactions can disrupt management of a fund and increase the fund’s costs for all shareholders, the board of trustees of each Vanguard fund places certain limits on frequent trading in the funds. Each Vanguard fund (other than money market funds and short-term bond funds, but including Vanguard Short-Term Inflation-Protected Securities Index Fund) limits an investor’s purchases or exchanges into a fund account for 30 calendar days after the investor has redeemed or exchanged out of that fund account. ETF Shares are not subject to these frequent-trading limits.

The cumulative effect of fees and expenses can substantially reduce the growth of your retirement savings. Visit the Department of Labor’s Web site for an example showing the long-term effect of fees and expenses at https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/publications/a-look-at-401k-plan-fees.pdf. Fees and expenses are only one of many factors to consider when you decide to invest in an option.

Information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.